Everyone finds themselves in a crunch from time to time, but flashy stores promising easy money may not be your best choice.  With interest rates that are over 300%, fast cash may really be a fast way to find yourself drowing in debt.  If you are thinking about a title loan, consider the many alternatives that are much less expensive and less likely to keep you out of bankruptcy court with nothing, not even your car!  And if you are in trouble already, call us on our car title hotline - 866-830-4551.  Avoid the loan sharks that want to take your money.  Learn More

The Consumer Alliance of Virginia announced on July 6th that it has launched a radio campaign in several Virginia media markets to educate consumers about changes in the Mortgage Broker and Foreclosure Rescue Scam laws.  Additionally, it has launched the first in a series of payday and car title lending radio ads meant to discourage consumers from taking out predatory loans and to seek legal and consumer advice.

As of July 1, 2009, mortgage brokers who are licensed to do business in the state of Virginia have a new duty to ACT IN YOUR BEST INTEREST. Shop with confidence knowing that you are legally entitled to the best mortgage loan for which you qualify.
 
This new law is the result of many hours of work on behalf of consumer advocates, mortgage lenders and brokers, and state legislators who came together during the 2009 Virginia General Assembly to put these consumer protections on the books.  Learn More

The rise in foreclosures has spawned a new industry that takes advantage of vulnerable homeowners afraid of losing their homes: the foreclosure rescue scam.  Increasingly, homeowners who fall behind on their mortgages are being victimized by so-called foreclosure “investors” and consultants promising to help them save their homes.  These schemes prey on the desperation of families facing foreclosure and do nothing to help avoid mortgage default. Instead, equity is intentionally stripped or the homeowner loses the home altogether. Read More